Lowes Zero Card

The Ezy-Way to shop today and pay over time.

Enjoy a flexible way to shop at Lowes with instant savings, rewards points, easy repayments and no interest ever.

Apply online Log in to your account

Applications are subject to eligibility, approval, applicable fees and the full terms and conditions.

No interest ever

5% instant savings

5% rewards points

Shop now, pay laterTake eligible purchases home today and repay over time.

Easy account accessTrack your spending and make payments through the customer portal.

Shop in-store or onlineUse your approved account at Lowes stores and online.

Helpful supportCall our Australian support team on 1300 102 661.

Card benefits

More value every time you shop.

The Lowes Zero Card combines everyday savings, rewards and flexible repayments in one easy account.

Instant savings

Receive a 5% discount on eligible transactions when you shop with your Lowes Zero Card.

Rewards points

Receive 5% in points to redeem on future eligible purchases, subject to program terms.

No interest ever

Pay no interest on your account. Account, setup, annual or statement fees may apply.

Easy repayments

Choose from convenient payment options including the online portal, BPAY, phone and in-store payments.

Exclusive offers

Access special in-store and online offers, including selected 20% off shopping days.

Support when needed

Our call centre team is available seven days a week to help with your account questions.

How it works

Apply, shop and manage your account.

A simple process for shopping at Lowes in-store or online.

Apply

Apply online or ask about applying in-store. Applications are assessed for eligibility and approval.

Shop at Lowes

Once approved, shop for schoolwear, workwear, menswear and more at Lowes in-store or online.

Manage repayments

Use the secure customer portal to view your account, track spending and make a payment.

Shop Lowes

Everything from schoolwear to workwear.

Browse popular Lowes departments. These links open the Lowes website in a new tab.

1975 Helping Australians shop the Ezy-Way for generations.

About Ezy-Way

A trusted and established Australian finance provider.

Ezy-Way has operated successfully since 1975 and supports thousands of loyal customers around Australia. We hold a current Australian Credit Licence and provide straightforward account support through our customer portal and call centre.

Established Australian business
Current Credit Licence
Secure online account portal
Seven-day call centre support

Frequently asked questions

Useful answers about your account.

Are there interest charges or account fees?

Ezy-Way accounts are interest free. The existing program information states that setup or annual fees, an account keeping fee while a balance is outstanding, and a fee for postal statements may apply. Review the current legal documents before applying.

How can I make a payment?

You can make payments through the customer portal, in-store, by phone, BPAY, bank transfer, cheque or money order. Contact Ezy-Way if you need the correct payment details for your account.

Can I make additional purchases?

Generally, you may make additional purchases when your account is up to date and the purchase remains within your approved credit limit.

What should I do if I cannot pay on time?

Contact Ezy-Way on 1300 102 661 as soon as possible. The support team can discuss the options available for your circumstances.

Who handles returns and refunds?

For Lowes purchases, contact your nearest Lowes store or Lowes Customer Care and keep your receipt. Returns remain subject to the Lowes returns policy.

Where can I find the current terms and privacy information?

All legal documents are available from the Ezy-Way legal page.

Get in touch

Need help with your Lowes Zero account?

Our support team can answer account questions, explain payment options or help when circumstances change.

Call 1300 102 661 Email support

Postal address

PO Box 102
Banksia NSW 2216
Australia

Online accounthttps://portal.ezy-way.com.au